Debt is one of those things that draws one down from building wealth and acquiring assets. Be debt free. Most people spend their whole life paying debt instead of acquiring wealth. Get those things you need, not what you want, most times you buy what you want and don't use it thereafter. Acquire assets, not liabilities. If you have a source of income, fine. Make ways to get another source of income like business or using your skills to make money. Save before you spend. Don't spend unnecessarily or getting what you can't pay for at the moment. If you can't pay for it, leave it. You can buy it some other time. Develop your skills and other source of income to your already existing one. Be content, don't be so attracted to glittering things that you spend all your money on it. Lastly save for rainy days.
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